for more than 30 years and committed
to independent dealers nationwide.


to make it easy to access the
services you need and value most.

the dream

by increasing your
purchasing power.

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Fill your lot without emptying your pockets.

AFC helps independent dealers grow their business faster by providing financing for used vehicle inventory.

We take the time to get to know our dealers and understand their unique business models and needs. That local relationship helps us get independent dealers the right floorplan programs that free up their cash flow and give them more time to focus on growing their business.

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Work with local industry experts to expand your business.

AFC’s expert team is committed to understanding local markets across the U.S. and Canada to help independent dealers gain a local advantage.

With more than 110 locations across North America, AFC is ready to help dealers conquer their market by providing best-in-class local service and industry knowledge.

Find an AFC team near you!

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Do business the way you want—on the lot, in the lanes, or on the go.

AFC is dedicated to giving independent dealers the tools they need to do business efficiently.

Dealers have 24/7 access to the® site on our online business platform. That means dealers are free to do business with AFC whenever they want, whether it’s flooring a new purchase, requesting a title release, or simply checking their credit availability.

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Floorplan solutions that make sense.

AFC specializes in independent dealer financing with a variety of programs to meet you where you’re at.

Take a look at some of the unique programs we offer*:

Turning inventory quickly?

Try our 7-14-21® product

  • Finance for as few as 7 days
  • Flat fee per 7-day term with NO interest

Rebuilding a salvaged unit?

Try our Rebuilder product

  • No payments for initial 90-day term
  • Reduced fees for faster turn times
  • Extensions up to 150 days

Looking for a short-term commitment?

Try our Daily Tab product

  • Pay only for days on the floorplan
  • Flat daily fee based on floored amount

Selling IAA purchased units quickly?

Try our Buy & Go® product

  • Finance for as few as 14 days
  • Flat fee per 14-day term with NO interest
  • Exclusive for Insurance Auto Auction (IAA) customers

*Certain products and services may not be available in all locations. Terms and conditions are subject to change. Please call an AFC Representative for complete details.

Are you ready to get floored?

AFC is ready to fuel the entrepreneurial dream in your communities. Whether you’re a new dealer just testing out the market or a dealer with decades of experience, we want to help you make your dreams come true and take your business to the next level.